Fixed Loans

The 30-year and 15-year fixed are the most popular loans

Clients who plan to stay in their home for a long period of time will find a Fixed Rate Mortgage is an excellent way to lock in a low interest rate for the life of the loan. PSd, Ltd. a NM Mortgage Broker specializes in fixed rate mortgages with 30, 25, 20, 15, and 10-year terms.

Benefits of Fixed Loans

  • 5% minimum down payment required on purchase
  • Minimum credit score - usually 620
  • Post- bankruptcy: can qualify after 4 years
  • Post-foreclosure: can qualify after 7 years
  • Post-short-sale: Can Qualify after 2 years (LTV restrictions may apply)

Our Reviews

PSd, Ltd. Serves Homeowners Across New Mexico

PSd, Ltd. provides rate shopping and mortgage options throughout New Mexico and Colorado. Below are six of the primary markets we serve, but we're not limited to these locations:

AlbuquerqueLas CrucesRio RanchoSanta FeRoswellFarmington